# HV Financial Planning > Independent Chartered Financial Planning — Truth, Integrity and Longevity. HV Financial Planning (HVFP) is an independent financial planning firm founded in 2001 by Harry Vekria, a Chartered Financial Planner with over 30 years of experience. The firm is authorised and regulated by the Financial Conduct Authority (Ref No. 434722). ## What We Do HVFP practises lifestyle financial planning — an approach that begins with understanding a client's life goals, responsibilities, and aspirations before building a financial structure to support them. The firm's philosophy: your money should support your life, not dictate it. ## Services - Lifestyle Financial Planning - Cashflow Planning - Investment Planning - Retirement Planning - Pension Planning (including final salary transfers) - Tax Planning - Family Protection (life insurance, critical illness, income protection) - Business Protection (key person, shareholder, partnership) - Mortgage Advice (residential and specialist) - Intergenerational & Legacy Planning - Equity Release ## Our Team Harry Vekria is the founder and director, a Chartered Financial Planner with over 30 years of experience. The team also includes Alpa (Certificate in Financial Planning) and Bhanu (Certificate in Financial Planning), who together bring a shared commitment to honest, client-focused advice. ## Location & Contact - Practice: 11 Lions Lane, Ashley Heath, Ringwood, Hampshire, BH24 2HQ - Phone: 0208 954 9031 - Mobile: 07774 417 419 - Email: info@hvfp.co.uk - Website: https://hvfp.co.uk ## Regulatory Information HV Financial Planning Limited is Authorised and Regulated by the Financial Conduct Authority. Ref No. 434722. Registered in England and Wales No: 4181335. ## Links - [About](/about) - [How We Work](/how-we-work) - [Services](/services) - [FAQs](/faqs) - [Contact](/contact) - [Full details](llms-full.txt)